Layaways Making a Comeback
Here’s a great way to save your money when it comes to gift shopping this holiday season…layaways! That’s right! This almost extinct service is making a comeback. Of course, the gift buying isn’t limited to just the holidays, it’s a money-saving service to use when shopping for anniversaries, birthdays, graduations and baby showers too.
Granted layaway plans may not be as convenient, having to pay bit by bit until you can take the item home, but they are well worth the savings. Retailers big and small offer a variety of plans, some with service fees and some without.
As always it’s important to read the fine print when signing any contracts and layaways are no exception. Know what to expect before using a retailer’s layaway service. Check out TheDollarStretcher.com’s 10 Questions to Ask About Layaway Plans.
On October 19, 2009, Toys”R”Us announced the roll-out of their ‘Big Gift’ layaway program:
Placing a product on layaway at any Toys”R”Us or Babies”R”Us store requires a deposit of 20% of the total purchase, including all applicable taxes, and a $10 service charge. Payments may be made at the store at any time in the form of cash, check, credit card, debit card or gift card. Merchandise will be made available within 7-10 days of final payment, so items must be paid for in full by December 6 to ensure that the gift is available for pickup before Christmas. A fee will apply to canceled layaway orders**.
Several sites list Marshall’s and TJ Maxx, but neither website provided any information or store policies about layaways.
Not all stores market their layaway plan so if it’s something your interested in, ask. They most they can do is say no.
To find local businesses offering birthday discounts & freebies for adults, kids and pets, visit: Free Birthday Treats.